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Legacy Mutual Mortgage NMLS #278675
 
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Home Loans.
Not Rocket Science.

Triton Group at Legacy Mutual Mortgage takes the “Complicated” out of the Residential Home Purchase process and makes it EASY from the time your Initial Loan Application is completed to the day you get your keys at Closing. It’s not Rocket Science, it really comes down to Service. With almost 20 years of combined experience, we’ve helped over 500 families Purchase and refinance their homes by streamlining our process to make it simple and easy to understand, while still providing you our hands-on approach to Customer Service. We offer VA, FHA, USDA, and Conventional Primary, Secondary/Vacation, and Investment Home Loans. Let us earn your trust with our competitive Rates, Fees, Excellent Communication, and Extensive Experience with Mortgages. Call or email us today so we can help you Purchase or Custom Build your dream home with little to no money down, begin or add to your investment portfolio, refinance out of a high-interest rate loan and more.

WATCH OUR VIDEO. LEARN OUR STORY.

Building trust is a virtue in our industry. We know and understand how important and emotional it is to buy a new home whether you are single, an adult couple or an established family. Our clients trust us with such an important move in their lives and we like to build that trust by opening up and telling our personal journey that led us to become Triton Group.

When you meet with us, you are not just meeting with another Loan Officer. You are doing business with people who have a true calling and love for the Mortgage Industry. Our ultimate payout is seeing our clients close on their dream home and our testimonials tell it all. We hope you enjoy viewing our story and why we excel in an industry that we cherish and love so much.

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Home Loans Are as easy as 1, 2, 3, 4…

It all begins with the Pre-Approval process. Triton Group at Legacy Mutual Mortgage makes it simple and convenient for you to apply, plus it usually takes less than 10 minutes of your time. For your convenience, we have 3 easy ways to apply. Either fill out our quick and easy online Loan application by clicking the Apply Now, Call us, or make an appointment to come in and speak to a Loan Originator in person. It’s that simple. We’ll give you a FREE credit analysis immediately, and help you take the next steps to becoming a homeowner.

Once qualified, all you need is some basic income and asset documentation you probably have lying around somewhere at home. After we verify that documentation we’ll custom cater a Pre-Approval letter for you and make contact with your Real Estate Professional to introduce ourselves and assure them that we can get your deal done. Congratulations! You’re now Pre-Approved and ready to take the next step and begin your search for your soon to be new home.

PRE-APPROVAL

01

PRE-APPROVAL

  • Complete Loan Application
  • Run credit
  • Gather Income, Asset, and supporting credit documentation
  • Loan Officer to Review and issue Pre-approval letter
CONTRACT

DISCLOSURE

02

DISCLOSURE

  • Gather Remaining Documentation for loan process
  • Provide Appraisal fee to lender for Appraisal
  • Sign Disclosures specific to property address and loan type
  • Set proper timeline expectations
SUBMIT TO PROCESSING

PROCESSING

03

PROCESSING

  • Processor introduction
  • Underwriting Submission
  • Underwriting Approval
  • Gather necessary documentation for processor to deliver to underwriter to meet final loan requirements
CLEARED FOR CLOSING

CLOSING

04

CLOSING

  • Closer Requests documents
  • Title and Lender work up final Settlement Statement with final amount for closing
  • Sign documents and close at title
  • Funding
RECEIVE KEYS AND MOVE IN!!!